Get your car credit simulation without providing any proof, and compare the best deals on the market.
Auto loan: the without receipts
Supporting documents are not mandatory in the context of an auto credit simulation because the form is simply based on the customer declaration, that is to say the data recorded in the form. This step does not require any supporting documents and will make it possible to obtain a first estimate of loan in the context of a car, it is only at the time of the request for financing that the documents will be necessary and especially essential for the validation. folder.
It should be known that the classic car loan is an affected consumer credit, which means that this loan must be linked to a purchase act, it therefore requires to provide a quotation or a purchase order for a vehicle, ideally in concession or in a professional garage. In the context of a personal loan, no document is necessary as to the justification of the sums used, it is an unrestricted free loan.
The personal auto loan without supporting documents to provide
The personal loan, as opposed to the classic car credit assigned, is not assigned to a purchase act, it means that the credit is granted without providing a document relating to the purchase of the vehicle, it is a loan that is rather suited to a purchase between individuals, without the need to provide an official document of a professional (bill of sale, order form, quote …). The personal loan, however, is limited in terms of amount and may be more expensive than a conventional car loan, depending on the terms and conditions of the funding agencies.
Auto leasing: financing through leasing
If receipts are not necessary to obtain a simulation of car loan, they are necessarily required as part of a car leasing. This contract provides for a rental of a vehicle financed by a consumer credit, it may be a rental option (LOA) or a long-term lease (LDD), see this link to find out more. The simulation of a car leasing is more complex than for a car loan because an additional part is integrated into the contract, it is the dealer. So there is first a feasibility study on the price of the vehicle and then in the context of the lease, with the terms of the contract.
What are the standard documents to provide?
For any request and validation of a credit agreement, it is necessary to provide a list of documents:
- National identity card or passport
- Last 3 bank statements
- Last 3 paysheets
- Tax notice
- Proof of address
Can we get an immediate auto loan simulation?
Simulation is a preliminary step to the demand for car loans, regardless of the type of loan used and the amount of proof required. Also, this simulation gives right to the reception of several offers of financing in an immediate way, that is to say after validation of the form, several proposals are sent by e-mail and or communicated by telephone. As part of a request for financing, a delay is necessary for the study of the file, the validation of the supporting documents and the reception of the credit contract offer.